Welcome to Oakenshield Insurance. By using our services, website, or engaging with us in any way, you agree to the following Terms and Conditions. Please read them carefully as they explain the rights and responsibilities between you (the customer) and Oakenshield Insurance.

1. Agreement to Terms

By accessing our website, requesting a quote, purchasing a policy, or using our services, you agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree, please do not use our services.

2. Insurance Services

• We provide insurance products and services tailored to individuals, families, and businesses.

• All quotes are based on the information you provide, and final coverage is subject to underwriting approval.

• Policies are issued according to applicable laws and regulations in your state or region.

3. Your Responsibilities

• You agree to provide accurate, complete, and truthful information when applying for insurance, filing claims, or communicating with us.

• You must promptly notify us of any changes in your personal, business, or financial circumstances that may affect your policy.

• Misrepresentation or failure to disclose relevant information may result in denial of coverage, cancellation of policy, or claim denial.

4. Payments & Billing

• Premiums must be paid in full and on time as outlined in your policy documents.

• Late or missed payments may lead to policy cancellation or suspension of coverage.

• We accept payment methods as stated on your invoice or billing agreement.

5. Claims Process

• Claims must be reported promptly and include all necessary documentation.

• We may request additional information to process claims.

• Payment of claims is subject to policy terms, exclusions, and applicable deductibles.

6. Limitations of Liability

• Oakenshield Insurance provides coverage according to the specific terms outlined in each policy.

• We are not responsible for losses, damages, or liabilities beyond what is covered in your policy.

• We do not guarantee uninterrupted access to our website or services, though we aim to keep them reliable and secure.

7. Third-Party Services

Our services may involve third-party providers such as reinsurers, claims adjusters, or technology vendors. We are not responsible for the actions or services of these third parties, though we carefully select partners to safeguard your interests.

8. Intellectual Property

All content on our website—including text, graphics, logos, and materials—belongs to Oakenshield Insurance. You may not copy, reproduce, or distribute our content without prior written permission.

9. Termination

We reserve the right to suspend or terminate your policy or access to our services if you breach these Terms and Conditions or fail to meet policy requirements.

10. Governing Law

These Terms and Conditions are governed by and construed under the laws of [Insert State/Country]. Any disputes will be resolved in the courts of that jurisdiction.

11. Changes to Terms

We may update these Terms and Conditions from time to time. Updated terms will be posted on our website with a revised “Last Updated” date.

12. Contact Us

For questions about these Terms and Conditions, please reach out:

Oakenshield Insurance
8265 HWY 92 Ste. 103, Woodstock, GA 30189
678-582-8806
support@oakenshieldinsurance.com